Account Officer 1
Surigao City, Caraga, PH
Job Summary
This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.
Responsibilities:
-
Actively solicit microfinance loan accounts to meet the business needs of the customer
-
Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
-
Initiates credit and collection activities to ensure credit quality of accounts
-
Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
-
Ensures adherence to the bank’s policies and procedures
-
Execute sales and/or marketing activities that will achieve volume targets
-
Attends to inquiries and other requirements of the clients
-
Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
-
Perform other functions that may be assigned to him/her
Qualifications:
-
Graduate of any 4 year degree course
-
Possesses good selling, communication and customer service skills.
-
Must have basic mathematical knowledge.
-
With high integrity.
-
Preferably familiar with computer software including word processing & spreadsheets.
-
With fieldwork and sales experience on Microfinance, an advantage.
-
Preferably can drive a motorcycle.
Job Summary
This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.
Responsibilities:
-
Actively solicit microfinance loan accounts to meet the business needs of the customer
-
Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
-
Initiates credit and collection activities to ensure credit quality of accounts
-
Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
-
Ensures adherence to the bank’s policies and procedures
-
Execute sales and/or marketing activities that will achieve volume targets
-
Attends to inquiries and other requirements of the clients
-
Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
-
Perform other functions that may be assigned to him/her
Qualifications:
-
Graduate of any 4 year degree course
-
Possesses good selling, communication and customer service skills.
-
Must have basic mathematical knowledge.
-
With high integrity.
-
Preferably familiar with computer software including word processing & spreadsheets.
-
With fieldwork and sales experience on Microfinance, an advantage.
-
Preferably can drive a motorcycle.