Team Head

Responsibilities:

Portfolio Management 

• Handles middle market & SMEs (Small and Medium Sized Enterprises)
• Ensure solid and continuing relationship with the clients and direct communication with key client decision makers
• Manage a portfolio sub-set of credit worthy accounts that can influence volume, usage pricing and profitability as/when needed
• Varies client mix to ensure diversity of portfolio
• Drive the pursuit of new clients and product enhancements

Credit and Risk Management

• Track adherence to bank policies procedures such as credit review and documentation requirements and work plans and problem account management
• Periodically evaluate the sustainability of loan facilities against market conditions, competition, perceived growth, and risk factors with the Relationship Managers
• Review and recommend credit proposals based on quality of credit and cash flow statements, collateral and other risk mitigants, and adherence to bank policies

Qualifications:

• Bachelor's Degree graduate with a minimum of 5 years' experience in banking with at least 3 years role in account solicitation and relationship management (principally in commercial and corporate loans)
• Above average credit analysis and loan packaging skills

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity),  national or ethnic origin, or disability.