Credit Officer

About BDO

BDO Unibank, Inc. is the Philippines’ leading full‑service bank, offering a wide range of financial and digital banking services. Guided by our brand promise “We Find Ways,” we are committed to delivering easy, reliable, and customer‑focused services. Build your career with a trusted industry leader.

Job Summary

The Credit Officer is responsible for evaluating credit card and personal loan applications to minimize credit risk and support profitability. Applies underwriting principles, ensures compliance with credit policies, and contributes to team productivity targets. 

Key Responsibilities 

• Conducts credit evaluation including pre-screening, duplicate checking, scoring, and credit investigation

• Verifies applicant data through call-outs and investigations

• Makes credit decisions based on risk assessment and policy guidelines

• Reviews and ensures consistency and quality in application processing

• Prepares daily and monthly productivity and MIS reports 

Qualifications:

• Bachelor’s degree relevant to the job

• At least 2 years of experience in retail credit review (covering the area of application processing and evaluation) gained from bank or other financial institutions

• Willing to work onsite in  Ortigas

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration  of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability.                                                                                                                       Requisition ID: 27948