Credit Officer

He/She/They will be responsible in minimizing the Bank's credit risk and profitability of Auto, SME, Business Cards Loan Business by:

• Making sound credit decision on loan applications through application of underwriting fundamentals and evaluation in adherence to internal and external policies and guidelines.
• Ensuring accuracy of the data encoded in Bank's Front-End System.

The Responsibilities we will trust you with:

• Reviews and evaluates loan application packaged by Consumer Banking Group - Sales.
• Recommends appropriate credit decision with compliance to the Bank's credit policies and procedures.
• Ensures accuracy of the data encoded in the Bank's Front-End System from Sales build up to decision.
• Gives relevant feedback with regard to appraisal and credit investigation matters that affect quality of evaluation and turn-around time (TAT).

Your Qualifications and Your Experiences should be:

• Bachelor’s degree, preferably Business-related course
• At least 3 years of experience in credit evaluation and review gained from a banking institution
• Must have attained substantial level of proficiency in credit analysis

You must be willing to work on site and be assigned in Ortigas.

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration  of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability.                                                                                                                       Requisition ID: 25187