Account Officer

About BDO

BDO Unibank, Inc. is the Philippines’ leading full-service bank, offering a wide range of financial and digital banking services. Guided by our brand promise “We Find Ways,” we are committed to delivering easy, reliable, and customer-focused services. Build your career with a trusted industry leader.

Job Summary

The Account Officer is responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.

Responsibilities

• Actively solicit loan accounts from channels (i.e. branches, brokers, and direct referrals).
• Develop the sales channel through regular branch visits/area meetings, training of branch frontliners, performance reporting/updates, etc.
• Analyze overall loan applicant’s financial capacity, credit worthiness, collateral eligibility, etc. to determine feasibility of granting loans.
• Review and update pre-approval and post approval requirements to ensure adequacy for credit processing and loan booking, respectively.

Qualifications

• Bachelor's Degree holder, preferably business course
• At least five years’ experience in sales handling business or SME Loans
• Background in credit analysis and evaluation is a must
• Willing to be assigned in Makati/Ortigas

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BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration  of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability.                                                                                                                       Requisition ID: 25206