Team Head

Responsibilities:

• Supervises and monitors the credit evaluation of Credit Analysts to ensure that all borrowing accounts under the portfolio are appropriately reviewed, evaluated, and risk-rated in a prompt and timely manner.

• Reviews all Credit Proposals, Executive Summaries, Financial Analysis that will be produced by the redit Analyst to ensure review quality.
• Provides relevant inputs to the credit proposals to achieve risk reward balance in the corporate loans portfolio.
• Works closely with IBG team heads in anticipating any deterioration in quality of an account or group of accounts within the portfolio in the light of business and market developments and ensure that the pertinent accounts are downgraded/upgradedin a timely manner.
• When warranted, conducts a Rapid Portfolio Review to ascertain the adverse impact of an economic, political, or regulatory issue on the quality of the loan portfolio.
• Submits reports/ memos to the Section Head to for purposes of ensuring that Credit Evaluation Head is updated on all major credit issues relative to the corporate borrowing portfolio.
• Adheres to the Bank’s credit and risk policies and guidelines and in so doing, contribute to RM’s goal of promoting a strong credit and risk culture across groups/units within the Bank.
• Performs other duties that may be assigned from time to time

Qualifications: 

• At least (5) five years of actual credit evaluation/ risk management experience in a bank/financial institution.
• At least 1 year actual lending experience with a bank/other lending institution.

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity),  national or ethnic origin, or disability.