Credit Officer
Laoag City, Ilocos Region, PH
Job Responsibilities:
1. This position supports efficient & accurate credit evaluation and helps minimize the Bank’s credit risk by:
- Verifying and attaining borrower's identity, personal background, and financial capability and credit history
- Establishing and reporting potential credit risk based on available records or existing database.
2. Responsible for validating the accuracy of data encoded in the applicable front-end processing system
3. Performs the following front-end processes
4. Gathers relevant information from available and reliable data source/s
5. Ensures that all applications received are processed within the agreed turn-around time and in compliance with processing guidelines and procedures
6. Ensures accurate and prompt update of customer personal information and/or application status in the applicable front-end processing system
Qualifications:
- College Graduate, preferably of any Business Course
- Preferably with at least one (1) year of work experience in credit operations
- Understanding of relevant basic loan origination
- Must be able to comfortably interface with IT/System support and third party service providers
- Knowledge of techniques and tools
- Possess very good communication skills
- Has good analytical thinking skills, Problem Solving and Decision-making skills and Conflict management skills
BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 23399