Account Officer 1

 Job Summary:

This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.

Responsibilities:

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiates credit and collection activities to ensure credit quality of accounts
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Ensures adherence to the bank’s policies and procedures
• Execute sales and/or marketing activities that will achieve volume targets
• Attends to inquiries and other requirements of the clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Perform other functions that may be assigned to him/her

Qualifications:

• Graduate of any 4 year degree course
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

Job Responsibilities:

• Generating quality Salary Loan accounts and ensuring that sales quota is met

• Establishing and maintaining good business relationship with DepEd School Principals, Teachers and Employees

• Identifying potential clients that can be tapped for production related activities.

• Handling inquiries and concerns of internal and external clients, and serves as liaison with other units in the resolution of operational or service issues

Job Qualifications:

• Graduate of any 4-year degree course

• Must have direct experience on sales and marketing (strategic selling and negotiation skills)

• At least 3 years of work experience in the related field is required

• Must be familiar with Salary Loan Products

• Above- average Sales and Marketing skills

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration  of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability.                                                                                                                       Requisition ID: 21916